Trades Cover Insurance Articles

Trades Cover Insurance recommends the following articles which we hope you find of interest.

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Trades Insurance Articles

Protecting Your Trade Business: The Importance of Insurance as You Grow

Trade businesses in Australia are experiencing a dynamic evolution. As the demand for skilled tradespeople increases, many tradies find themselves expanding their operations to meet the needs of a growing market. This growth is exciting and presents numerous opportunities for increased revenue and business presence. - read more

Essential Insurance Cover Every Australian Tradie Needs

Australia's tradies - our skilled tradespeople - are the backbone of the economy. They keep industries running smoothly, tackling everything from construction and electrical work to plumbing and carpentry. Their skills are in high demand, making the tradie industry a crucial part of Australia's workforce. - read more

Public Liability: A Guide for Small Trade Business Owners

Public liability insurance is essential for anyone running a small trade business, offering a safety net against the unexpected. As a tradie, you’re probably familiar with the unpredictable nature of the job—anything from accidental property damage to third-party injury can occur. That’s where public liability insurance comes in, providing protection and peace of mind. - read more

Income Protection Insurance: A Must-Have for Tradies

Income protection insurance is designed to offer financial security when you're unable to work due to illness or injury. It provides a steady income, usually up to 75% of your pre-tax earnings, helping you maintain your lifestyle while you focus on recovery. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Insurance News

Renewal Notice Gaps Put Insurance Costs Back in Focus for Tradies

05 Jul 2026: Paige Estritori

Australian tradies know the pressure of keeping cover in place while juggling wages, materials, fuel, tax, vehicle costs and unpredictable cash flow. A new review by the General Insurance Code Governance Committee is a timely reminder that the way an insurance renewal is presented can make a real difference to what a small business owner understands, compares and ultimately pays. - read more

Tool Theft Claim Falls Short After Portable Items Limit Applied

28 Jun 2026: Paige Estritori

A recent Australian Financial Complaints Authority decision is a timely reminder for tradies that the words in a policy schedule can matter just as much as the headline sum insured. The dispute involved a business that had tools and a trailer stolen from a worksite, then challenged the insurer’s payout after receiving far less than it believed the policy should provide. - read more

Insurance Code Rewrite Could Lift Standards for Tradies

21 Jun 2026: Paige Estritori

Australian tradies could soon see an important shift in how general insurers are expected to communicate, manage claims and resolve disputes, with the industry’s General Insurance Code of Practice moving closer to a major rewrite. - read more

ASIC Calls on Insurers to Enhance Cyber Security in Response to AI Threats

07 Jun 2026: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has issued a stark warning to the insurance sector, emphasising the urgent need to strengthen cyber defences in light of escalating threats posed by artificial intelligence (AI). In a recent open letter, ASIC Commissioner Simone Constant highlighted that the advent of advanced AI technologies has fundamentally altered the cyber threat landscape, necessitating immediate and decisive action from insurers. - read more

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Knowledgebase

Coinsurance:
A percentage of the cost of a covered healthcare service that you pay after you have paid your deductible.

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