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Trades Cover Insurance Site Map

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  • Essential Insurance Cover Every Australian Tradie Needs

    Australia's tradies - our skilled tradespeople - are the backbone of the economy. They keep industries running smoothly, tackling everything from construction and electrical work to plumbing and carpentry. Their skills are in high demand, making the tradie industry a crucial part of Australia's workforce.

  • Public Liability: A Guide for Small Trade Business Owners

    Public liability insurance is essential for anyone running a small trade business, offering a safety net against the unexpected. As a tradie, you’re probably familiar with the unpredictable nature of the job—anything from accidental property damage to third-party injury can occur.

  • Income Protection Insurance: A Must-Have for Tradies

    Income protection insurance is designed to offer financial security when you're unable to work due to illness or injury. It provides a steady income, usually up to 75% of your pre-tax earnings, helping you maintain your lifestyle while you focus on recovery.

  • How to Protect Your Tools and Equipment with the Right Insurance

    For tradies across Australia, tools and equipment are vital to their daily operations. Imagine waking up to find that your essential tools have been damaged or stolen. The financial impact can be significant, affecting not only your ability to work but also your potential earnings.

  • Protecting Your Trade Business: The Importance of Insurance as You Grow

    Trade businesses in Australia are experiencing a dynamic evolution. As the demand for skilled tradespeople increases, many tradies find themselves expanding their operations to meet the needs of a growing market. This growth is exciting and presents numerous opportunities for increased revenue and business presence.

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Insurance News

How Reinsurance is Protecting Australian Insurers from Massive Losses
How Reinsurance is Protecting Australian Insurers from Massive Losses
13 Apr 2026: Paige Estritori
In recent years, Australia has faced a surge in natural disasters, leading to significant financial challenges for the insurance sector. To navigate these turbulent times, Australian general insurers have increasingly turned to reinsurance—a strategy that has proven to be a financial safeguard against substantial losses. - read more
Collaborative Efforts Needed to Address Insurance Affordability in Australia
Collaborative Efforts Needed to Address Insurance Affordability in Australia
13 Apr 2026: Paige Estritori
The Australian insurance industry is facing mounting challenges related to the affordability of insurance premiums, prompting calls for collaborative efforts between insurers, government bodies, and local communities to find sustainable solutions. - read more
ASIC Highlights the Need for Trust Rebuilding in the Insurance Sector
ASIC Highlights the Need for Trust Rebuilding in the Insurance Sector
13 Apr 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has emphasized the urgent need for the insurance industry to rebuild trust with consumers following a series of claims handling failures. Speaking at the Insurance Council of Australia Annual Conference, ASIC Commissioner Alan Kirkland highlighted the importance of enhancing consumer protection and restoring confidence in the sector. - read more
Trades Insurance Articles

How to Protect Your Tools and Equipment with the Right Insurance
How to Protect Your Tools and Equipment with the Right Insurance
For tradies across Australia, tools and equipment are vital to their daily operations. Imagine waking up to find that your essential tools have been damaged or stolen. The financial impact can be significant, affecting not only your ability to work but also your potential earnings. - read more
Public Liability: A Guide for Small Trade Business Owners
Public Liability: A Guide for Small Trade Business Owners
Public liability insurance is essential for anyone running a small trade business, offering a safety net against the unexpected. As a tradie, you’re probably familiar with the unpredictable nature of the job—anything from accidental property damage to third-party injury can occur. That’s where public liability insurance comes in, providing protection and peace of mind. - read more
Income Protection Insurance: A Must-Have for Tradies
Income Protection Insurance: A Must-Have for Tradies
Income protection insurance is designed to offer financial security when you're unable to work due to illness or injury. It provides a steady income, usually up to 75% of your pre-tax earnings, helping you maintain your lifestyle while you focus on recovery. - read more
Essential Insurance Cover Every Australian Tradie Needs
Essential Insurance Cover Every Australian Tradie Needs
Australia's tradies - our skilled tradespeople - are the backbone of the economy. They keep industries running smoothly, tackling everything from construction and electrical work to plumbing and carpentry. Their skills are in high demand, making the tradie industry a crucial part of Australia's workforce. - read more

Knowledgebase
Subrogation:
The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.